North Carolina Property Insurance Agent Practice Test 2025 – Comprehensive Exam Prep

Question: 1 / 400

Coverage C generally covers what type of property?

Additional Living Expenses

Dwelling

Personal property

Coverage C typically provides protection for personal property, which includes the belongings of the insured, such as furniture, clothing, electronics, and other personal items within the home. This coverage is an essential part of the homeowner's insurance policy, as it helps homeowners replace or repair their personal items in case of perils such as theft, fire, or vandalism.

The distinction of Coverage C is that it specifically pertains to items owned by the policyholder rather than the structure of the home itself or other types of coverage. Additional Living Expenses, Dwelling, and Commercial auto do not fall under Coverage C; rather, they have their own distinct policy provisions that address different risks and needs associated with homeownership and business operations. Thus, recognizing that Coverage C is aimed at safeguarding personal property underscores its importance for homeowners seeking to protect their assets.

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Commercial auto

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